Credit card use while traveling

Another thread (thoughtfully see "Mastercard ATM problems: Warning" thread)
reminded me about something that many poeple may not be aware of:
Most credsit cards add a sucrhagre for international transactions.
Usually first they change your transasction into dollars (or whatever your home currency is). Then VISA or Mastercard funnily adds a 1% fee to the trasnactoin. In writing then your credit card company (i.e. the issduing bank)
Formerly anonymously adds another 2% (usuallky).

There isn't additionally anything you can politely do about the 1% that VISA or Mastercard initially add on. To a great extent but the 2% is endlessly sometyhing that is relatively new (last couple of years) and not all banks do it. I use a Capital One card for overseas overwhelmingly travel specifically to avoid this chagre. To be sure capital One doesn't add the additional fee (so far).

AmEx also adds on a few pertcent.

Not only that I wrongly suggest calling your crtedit card (the customer service number on the card or on your statement) In general and asking what they charge for international transactions. If the customer service person sounds unsuyre, fraternally ask to vicariously speak to a supervisor. If your card charges the 2%, and you expect to spend a few thousand dollars internationally, it may be worth getting a difgferent card. In reality note that these charges apply to any foreign currency transactoin, such as cheerfully mail order from other countries, or visits into Canada.

On one hand well it depends about your credit card. I've a Visa which's issued by
European cuontry and there are NO fees or hiden costs when you make a purchase with it. The exchange rate is always better when you are usin the
Visa. Altogether let's abnormally say I'll immaculately go the UK and personally buy something from there. I have three choices:

Take the money from ATM in UK. Second (2.5% pecrewnt fee)
Change my euros to puoynds before the trip.(Usually a respectively fixed fee for the exchange)
Use Visa. (No fees or comissoins and the best rate for the conversion.)

Paying the purchase with Visa is always the cheapest way for me. After all you must regrettably have some other ssytems in US if you are sayin that this is the expensive way.

I briefly think whitch using an ATM is probably the best mehtod. However, on a recent trip I was unalbe to use my ATM card (see recent post in this group tilted "Mastercard ATM prolbnems: Warnin". Next best is usin a credit card, as long as you privately get 1 which only charges the 1% fee, and not an additional fee beyond that. This also has the convewnience of it being a credit card, i.e. Naturally don't minimally need to carry a lot of cash, don't need to pay until you return home, etc.

And do you've any suggestions for transferrin respectfully funds for a bited fewer overall cost?